Healthcare isn’t usually straightforward and when you add insurance into the mix, it gets even more complicated. When you’re headed to a new country, there are going to be new rules, new regulations and new forms to fill out before you can receive treatment.

If you’re headed to Spain, you’re in luck: they have one of the best public healthcare systems in the world. But just because they have a strong public health system doesn’t mean you can’t or shouldn’t get insurance. Whether you’re packing up to move or have already settled in, this article will help you understand how to access and use health insurance while living in Spain.

What kind of healthcare system does Spain have?
Spain is known for having one of the top healthcare systems in the world. The country has a universal healthcare system and also offers private insurance options for those who want to expand their coverage. The overwhelming majority of Spaniards and expats use the public Spanish National Health System (SNS, which stands for Sistema Nacional de Salud)

SNS doesn’t cover every health expense though. For example, ambulances, dentists and pharmacy costs are additional out-of-pocket expenses, where individual payments are used to supplement the full price of the services.

Private insurance can be an alternative to cover these added expenses, but it’s good to keep in mind that the insurance company will often limit the list of services that are available and also have a list of prefered care providers you can visit. Make sure to check with your insurance company about this before you visit a specialist.

Source: transferwise.com

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